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    • Home
    • Personal Lines
      • Personal Lines
      • Home Insurance
      • Auto Insurance
      • Umbrella
      • Boats/ RV's ECT
      • Renters Insurance
      • Landlord Insurance
    • Business Insurance
      • Contractors Insurance
      • Business Insurance
      • Restaurant Insurance
      • Professional Insurance
      • Retail Insurance
    • Medicare
      • Medicare 101
      • Medicare Advantage
      • Medicare Supplement
      • Medicare Part D
      • Life Insurance
    • About
    • Contact
    • Blog
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(360) 331-4440

  • Home
  • Personal Lines
    • Personal Lines
    • Home Insurance
    • Auto Insurance
    • Umbrella
    • Boats/ RV's ECT
    • Renters Insurance
    • Landlord Insurance
  • Business Insurance
    • Contractors Insurance
    • Business Insurance
    • Restaurant Insurance
    • Professional Insurance
    • Retail Insurance
  • Medicare
    • Medicare 101
    • Medicare Advantage
    • Medicare Supplement
    • Medicare Part D
    • Life Insurance
  • About
  • Contact
  • Blog
  • Blank

Homeowners Insurance--Made Local & Simple

Protect your home with smart coverage and real local support.  We'll help you find the right policy, explain your options, and make sure claims are handled quickly and clearly

Get My Home Quote

Why Choose Norton Insurance for Your Home

Detail your services

We live on Whidbey Island.  That means guidance tailored to our community, climate, wind and water exposures, and local rebuilding costs--plus real people to call when you need help.

      LOCAL EXERTISE:  We understand Island County risks and rebuilding costs.

      CLEAR OPTIONS:  We explain coverage in detail so that can choose confidently.

      FAST SUPPORT:  Direct access to a local agent -- no call centers.

      BUNDLED SAVINGS: Combine with Auto, Umbrella, or Boat and save.

WHAT HOMEOWNERS INSURANCE TYPICALLY COVERS

Dwelling

Rebuild or repair your home after a covered loss.  We'll help set realistic coverage limits.

Personal Property

Furniture, clothing, electronics, and more-- ask about replacement cost coverage.

Liability

Protection if someone is injured or your damage others' property -- on or off your premises.

Loss of Use

Helps with living expenses if your home is uninhabitable after a covered loss.

Other Structures

Detached garages, sheds, fences -- coverage beyond your mail dwelling.

Medical Payments

Firs-aid coverage for guests injured on your property, regardless of fault.

POPULAR ENDORSEMENTS & ADD-ONS

Extended Replacement Costs

Scheduled Personal Property

Extended Replacement Costs

Provides extra protection if rebuilding costs spike after a major loss

Water Back-Up

Scheduled Personal Property

Extended Replacement Costs

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

Scheduled Personal Property

Scheduled Personal Property

Scheduled Personal Property

Broader coverage for jewelry, fine art, musical instruments, and more

Bundle and Save

Protective Devices

Scheduled Personal Property

Combine home with auto, boat, or umbrella to unlock multi-policy discounts.

Protective Devices

Protective Devices

Protective Devices

Monitored alarms, water sensors, and smart home tech may qualify for savings

New Roof & Updates

Protective Devices

Protective Devices

New roofs, updated wiring or plumbing can improve eligibility and rates.

Copyright © 2025 Norton Insurance Agency - All Rights Reserved.

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